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What you should know about workplace PTSD claims

While growing up in the Cumming area, you probably figured you would learn a vocational skill before starting your own company. To achieve that goal, you have to first get past the experience stage. It never crossed your mind that you would end up suffering from a severe case of PTSD after working for years as a nurse. Now the thought of you going to work has caused you to develop a mental health condition because of the traumatic workplace event, preventing you from functioning normally and bringing home a steady income. 

Financial stress can add to the pressures you feel and cause delays in your recovery. Fortunately, you may qualify for workers’ compensation benefits to cover your medical expenses and lost wages to help ease your stress and enhance your recovery. Post-traumatic stress disorder workers’ compensation claims should at least have proper documentation on: 

  •        PTSD symptoms that last no less than one month after the date of the triggering incident.
  •        The triggering event, be it mental or physical.
  •        The incident, which should have occurred while the claimant was performing job-sanctioned responsibilities. 

Claims examiners evaluate PTSD workers’ compensation claims to ensure they meet all criteria. Though you may feel embarrassed by how much this condition has changed your life, the more details you provide, the more you help your claim’s chances. 

Think about when you first noticed something was not right and how mentioning your job caused you immobilizing fear. Document that information. An unreasonable reaction to the traumatic idea, object or person often occurs with any of the following signs of PTSD: 

Random intrusive memories of the traumatic event that caused severe emotional and physical distress, like profuse sweating and rapid heartbeat.

Disruptions or avoidance in routine to prevent intrusive memories of the triggering trauma. These changes can include increased aggression and irritability, dramatic changes in sleep and eating and daily routine.

Increased awareness that causes extreme feelings of anxiety, fear, guilt and self-destructive tendencies. 

Claim examiners check to ensure each claim proves the person's PTSD is related to a qualifying work event and that the listed medical diagnosis is accurate. Missing and incomplete information can cause significant delays and denials in the process.

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